iMVI provides risk mitigation for individual properties, portfolios and loan pools. With iMVI you can test 100% of your loan pool in a matter of seconds — making better decisions with rich intelligence down to the individual loan.

• Rapidly analyzes thousands of properties.
• Risk indicators based upon your unique tolerance.
• Drills down to the market segment for accurate risk assessment.
• Compares loan level results to the county, MSA and state.

iMVI is a new micro-resolution house price index that provides a granular view of neighborhood market conditions.  iMVI is capable of analyzing volatility nationwide by state, MSA, county and zip code. iMVI takes it one step further by analyzing to the individual house and its unique neighborhood for current, accurate and verifiable data related to conditions that affect value.

Unlike any other housing index, the iMVI is based upon the entire population of "arms length" sales, separated by transaction type, to establish unique indexes by property type.  Neighborhood segments are composed of demographically, economically, and socially similar micro-geographies with similar housing characteristics, located nearby one another and within the same county.  Multiple, distinct indexes are created based upon property type (e.g., detached single family residence, condo, etc.).

The iMVI includes "non-conforming" and conventional sales and excludes refinancing mortgages capturing slower market adjustments.

The iMVI reports change in median price per square foot sales price, based upon actual recorded sales of greater than 1,500 sales, within a given iSegment each quarter. The subject iSegment is comprised of the same type of home (e.g., SFR versus condo) characterized by similar attributes and price volatility. The report provides two years of volatility data; 7 historical quarters, 1 current and 1 future quarter forecast.

iMVI may be configured to monitor and analyze your portfolio routinely for performance and as a risk mitigation measure. High risk properties may be automatically escalated for valuation services including AVM, BPO, appraisal and reconciliation services.

Proactive risk mitigation.

• Proactive portfolio risk mitigation.
  
• High-risk property escalation.
• Review of historical and current trends provideimmediate alert to volatile markets and high risk properties.

Designed for your operation.

• Leverage your tolerance rules and escalation policies to quickly isolate high risk loans.
  
• Available for individual properties, portfolios and loan pools.

The most accurate market volatility index.

• iMVI uses the entire population of "arms length" sales to establish its index. And, iMVI includes "non-conforming" and conventional sales capturing slower market adjustments not reflected in the FHFA monthly index (formerly called the OFHEO monthly house price index).

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*FHFA monthly index (formerly called the OFHEO monthly house price index) includes only transactions involving conforming, conventional mortgages purchased or securitized by Fannie Mae or Freddie Mac. Conforming refers to a mortgage that both meets the underwriting guidelines of Fannie Mae or Freddie Mac and that does not exceed the conforming loan limit, a figure linked to an index published by the Federal Housing Finance Board. The conforming mortgage loan limit for single-family homes in 2006 is $417,000. Conventional means that the mortgages are neither insured nor guaranteed by the FHA, VA, or other federal government entities. Mortgages on properties financed by government-insured loans, such as FHA or VA mortgages, are excluded from the FHFA, as are properties with mortgages whose principal amount exceeds the conforming loan limit. Mortgage transactions on condominiums, cooperatives, multi-unit properties, and planned unit developments are also excluded.

IAS360, CVM, iValue, iMVI, ALS, iMVI and CDA are trademarks and Integrated Asset Services, IAS, No Excuses, and i-Series are registered trademarks of Integrated Asset Services, LLC. IntelliReal is a trademark of IntelliReal, LLC.