Expert default professional services, combined
with innovative new technology and key partnerships
and alliances, make CDA your single source for full-service, end-to-end mortgage due diligence analytics.
In today’s market, mortgage due diligence expands beyond the traditional loan origination review of credit, compliance and
collateral characteristics. In addition to those aspects, today’s analysis of risk and merit requires a forensic review of the borrower
and collateral.
Through its advanced technology, CDA integrates its native i-Series® suite of valuation services with the industry’s leading service providers. The result is a complete mortgage due diligence solution under one roof.
CDA is designed to meet each client‘s unique requirements. It is fully-customizable to your requirements including specific
guidelines, data capture and reporting requirements. CDA diligence teams are comprised of a Deal Manager, Lead
Underwriter, Quality Control and Underwriters who individually and
as a cohesive team, ensure the quality, accuracy and timeliness of
each transaction, achieving Integrated Asset Services’ (IAS®) No Excuses® standard of service.
From the review of Pay Histories and Collection Comments in a Scratch and Dent underwrite, to full Credit and Compliance, CDA
is your full-service credit due diligence solution.
Professional services, loan volatility analytics
and live fraud, credit and compliance feeds,
in one simple step.
Review Types
We rigorously pre-qualify every reviewer for each transaction
type. Our expertly-trained reviewers provide the
following review types:
Credit and Compliance Review
Customized Data Collection
Scratch and Dent Review
HELOC Review
Put-Back Review
Collection Comment Review:
Interpretation of servicer notes
Identification of current loan status
Evaluation of willingness and ability to repay indebtedness
Forecast of loan performance
Identification of risk factors
Payment History Review:
Confirmation of current balances and due dates
12-month cash velocity
30, 60, 90 & 120 day counters
Payment strings
Comprehensive comments
Reporting
CDA offers robust standard and custom reporting
capabilities. Standard reports include all relevant commentary,
deltas, analysis and virtually hundreds of
meaningful data points.
Products
Native to IAS, the i-Series suite of products and services
are integrated into the CDA credit engine. This
integration allows for the deepest and most manageable
product offering under one roof. The end product
is a rich set of real estate intelligence, second to none.
InterThinx® Data Verification & Borrower Misrepresentation
Key Alliances
ComplianceEase®
InterThinx®
File Imaging and Security
CDA can image your files and accept imaged files. Utilizing SSL encryption and a proprietary third-party reader, all files are “write protected” and stored in a secured facility with network perimeter testing performed
on a regular basis. Clients are provided specific permissions
to view their files during the underwrite process. The
IAS state-of-the-art data center is backed by a generator,
with redundant connectivity and data, replicated to
a remote site, in the event of a facility loss.
CDA, iValue, iMVI, and Integrated Valuation Solutions are trademarks of Integrated Asset Services. IAS, Integrated Asset Services, No Excuses and i-Series are registered trademarks of Integrated Asset Services. Interthinx is a
registered trademark of ISO Properties, Inc. FICO is a registered
trademark of Fair Isaac Corporation. ComplianceEase is a registered trademark of LogicEase Solutions Inc.
