Powered by IntelliReal’s proprietary technology and data aggregation system, iAVM provides enhanced data mining, accuracy, speed and reduced-cost valuation solutions.

iAVM technology leverages tax assessor, geo-spatial, demographic, social, and economic data to interpret market conditions producing accurate values on 77 million US homes.  Our innovative technology systematically improves accuracy through four separate cascading valuation methodologies that produce independent valuations and confidence scores. Based upon the confidence score of each individual model, it selects the best valuation or produces a composite valuation.

Confidence scores grounded in quantifiable statistics.

While most AVMs deliver an arbitrary confidence score methodology, iAVM's proprietary process produces accurate, meaningful and transparent confidence scores.   Each property is given a high, medium or low confidence score or Expected Standard Deviation (ESD).  A high confidence is a score of less than 13%, medium is 13% or greater and less than or equal to 20%, and low is greater than 20%.  The Expected Standard Deviation (ESD) is derived though the proprietary modeling methodology.  Finally, volatility scores are quantified in terms of the actual projected dollar risk associated with each property and may be summarized in the aggregate for a batch of loans.

Value

• Estimated value and range of values.
• Quantifiable confidence score.
  
• Maximum inherent financial risk reflecting explicit dollar value of value uncertainty.
  
• Expected standard deviation.
  
• Past sales history and assessor values.

Comparable Sales

• Values and extensive characteristics for comparable properties.
  
• Adjusted to the subject for the most accurate valuation.
  
• Past sales history and assessor values.
  
• Exact number and proximity of comparables analyzed.
  
• More than 100 attributes locate best comparables for accurate valuation.

Market Analysis

• Total market property count.
  
• Average recorded sale price.
  
• Sales volume.
  
• Neighborhood analysis on median sale price, PSF, year built, lot size and sale price.

Interactive Maps

• Map exact location of the subject and comparables.

Flexible Delivery Options

• Browser-based, direct integration via an XML-based connection, or batch-file processing.

Coverage

• Available nationwide for 77 million US homes.
  
• Deploy your business rules.

Configure iAVM with your business rules for consistency throughout your collateral risk management process

• Reports are transparent, repeatable and traceable.

Geo-Spatial Precision

• 77 million properties are precisely located within feet of their global location pinpointing best comparables.

Complete Audit Trail

• Every valuation is given a unique identification key with an audit trail containing a digitally-sealed record of every valuation — allowing insight into all material actions and influencing criteria used for each valuation.
• Material actions include date, time, assumptions, comparables used, comparables excluded as well as a host of additional information.

Mitigate Fraud and Over-Valuation Risk

• Portfolio performance monitoring speeds loss mitigation and retroactive quality comparisons.
  
• Available for individual properties, portfolios and loan pools.

• iCDA™: Expert default professional services combined with innovative new technology, key partnerships and alliances make iCDA your single source for full-service, end-to-end credit diligence.
• iAVM™: Intuitive, powerful and fast, our iAVM produces Intelligent Property Reports that are accurate, supported, repeatable and traceable.
• BPO: BPO's include a comprehensive and detailed report outlining the listed and sold comparable real estate values supporting the Broker's opinion of value. The BPO includes photographs of the subject property.
• Appraisal Services: Performed by a licensed appraiser and in complete compliance with USPAP. And for even greater assurance, we offer an exclusive three-tier quality control check and final review completed by an onsite licensed appraiser.
• Desktop Review with Final Tie-Value: Final Tie-Outs are based upon a Desktop Review of available BPOs, appraisals, iAVM and iMVI results, and additional local market data. A narrative report provides a refined, well-researched understanding of the property and its surroundings, resulting in a stated value recommendation.