iAVM™ delivers deeper business intelligence than other single source reporting on subject value, price volatility and neighborhood intelligence. Intuitive, powerful and fast, iAVM produces Intelligent Property Reports that are accurate, supported and traceable – and available in a matter of minutes.



Powered by IntelliReal’s proprietary technology and data aggregation system, iAVM provides enhanced data mining, accuracy, speed and reduced-cost valuation solutions.

  • Four cascading valuation methodologies produce accurate values and quantifiable confidence scores.
  • More than 100 attributes, including property interior and exterior characteristics, location and econometrics locate the best comparables for accurate valuations.
  • Comparable sales are adjusted to the subject for the most accurate valuation.
  • Nationwide coverage.




iAVM technology leverages tax assessor, geo-spatial, demographic, social and economic data to interpret market conditions producing accurate values on 77 million US homes.  Our innovative technology systematically improves accuracy through four separate cascading valuation methodologies that produce independent valuations and confidence scores. Based upon the confidence score of each individual model, it selects the best valuation or produces a composite valuation.

Click to enlargeConfidence scores grounded in quantifiable statistics.

While most AVMs deliver an arbitrary confidence score methodology, iAVM's proprietary process produces accurate, meaningful and transparent confidence scores.   Each property is given an Expected Standard Deviation (ESD) derived though the proprietary modeling methodology.


head

 

 

Value

  • Estimated value and range of values.
  • Quantifiable confidence score.
  • Maximum inherent financial risk reflecting explicit dollar value of value uncertainty.
  • Past sales history and assessor values.
Comparable Sales
  • Values and extensive characteristics for comparable properties.
  • Adjusted to the subject for the most accurate valuation.
  • Past sales history and assessor values.
  • Exact number and proximity of comparables analyzed.
  • More than 100 attributes locate best comparables for accurate valuation.
textMarket Analysis
  • Total market property count.
  • Average recorded sale price.
  • Sales volume.
  • Neighborhood analysis on median sale price, PSF, year built, lot size and sale price.
Interactive Maps
  • Map exact location of the subject and comparables.
Flexible Delivery Options
  • Browser-based, direct integration via an XML-based connection, or batch-file processing.
Coverage
  • Available nationwide for 77 million US homes.

Deploy Your Business Rules

  • Configure iAVM with your business rules for consistency throughout your collateral risk management process.
  • Reports are transparent, repeatable and traceable.
Geo-Spatial Precision
  • 77 million properties are precisely located within feet of their global location pinpointing best comparables.
Complete Audit Trail
  • Every valuation is given a unique identification key with an audit trail containing a digitally-sealed record of every valuation — allowing insight into all material actions and influencing criteria used for each valuation.
  • Material actions include date, time, assumptions, comparables used and comparables excluded, as well as a host of additional information.
Mitigate Fraud and Over-Valuation Risk
  • Portfolio performance monitoring speeds loss mitigation and retroactive quality comparisons.
  • Available for individual properties, portfolios and loan pools.


Standard. iAVM can be run on individual loans and loan pools providing accurate values and comprehensive intelligence. The iAVM Intelligent Property Report includes:

  • Estimated value.
  • Neighborhood value range.
  • Quantifiable confidence score.
  • Three (3) sold comparables.
  • Map of the property location.
  • Saturation report.
  • Property sales count.
  • Average recorded sale price.
  • Neighborhood analysis.
  • Area sales (where available).
  • iAVM complements the use of county record data with alternative data sources including MLS listing data.
Enhanced. By utilizing available county record sales data and MLS listing data, the Enhanced iAVM provides a comprehensive view of market conditions. iAVM is further enhanced by an iMVI report illustrating neighborhood median price trends relative to the county, state and MSA. The report provides a risk summary of salient features that affect local market conditions including foreclosure statistics year-over-year, owner and non-owner occupancy saturation, transfer activity over one, three and five years, neighborhood volatility, and median home characteristics. A full saturation report is included complemented with active listing, closed sales reports and corresponding maps. The report includes a Risk Summary including:
  • iMVI™ neighborhood price index.
  • Foreclosure statistics.
  • Owner and non-owner occupancy saturation.
  • Transfer activity over 1, 3 and 5 year periods.
  • Neighborhood volatility.
  • Median home characteristics.
  • A full saturation report including MLS Active Listings with corresponding maps.


info

 

 

  • iCDA™: Expert default professional services combined with innovative new technology, key partnerships and alliances make iCDA your single source for full-service, end-to-end credit diligence.
  • iMVI™: A new category of risk mitigation with volatility reported to the loan-level based upon a neighborhood rather than a country or an MSA. iMVI accurately reflects the unique market conditions that exist within the thousands of neighborhoods within these broader categories.
  • iAVM™: Intuitive, powerful and fast, our iAVM produces Intelligent Property Reports that are accurate, supported, repeatable and traceable.
  • BPO: BPOs include a comprehensive and detailed report outlining the listed and sold comparable real estate values supporting the Broker's opinion of value. The BPO includes photographs of the subject property.
  • Appraisal Services: Performed by a licensed appraiser and in complete compliance with USPAP. or even greater assurance, we offer an exclusive three-tier quality control check and final review completed by an onsite licensed appraiser.
  • Desktop Review with Final Tie-Value: Final Tie-Outs are based upon a Desktop Review of available BPOs, appraisals, iAVM and iMVI results, and additional local market data. A narrative report provides a refined, well-researched understanding of the property and its surroundings, resulting in a stated value opinion.

     

    iCDA is a trademark and Integrated Asset Services, IAS, No Excuses, and i-Series are registered trademarks of Integrated Asset Services. iAVM, iMVI and IntelliReal are trademarks of IntelliReal, LLC.
Integrated Asset Services, LLC © 2009 | Privacy Policy